Tips on how to choose a car rental company

March 15, 2019 by  
Filed under Car Insurance Tips

You Must Know Tips on how to choose a car rental company

There are a few things that you’ll need to keep in mind when it comes to choosing a rental company. You’ll first want to consider the first impression that you get from the company. You’ll find that if you look at their market spot, you’ll be able to decide if this is a company that can offer you safe and reliable vehicles. There are some perks to renting from a smaller company then a bigger company.

You’ll need to in-dept with the car information that you are given. First, you’ll want to check over the car with a good eye, but you’ll also want to look for misprinted information in the contract, because you don’t want to be held liable for it. You’ll also want to look at the policies and rules of the rental company too. You’ll find that are a lot of minor fees and details that you may end up over looking. This will also help you to consider the situation of renting a car to be a matter that isn’t taken lightly.

You’ll also want to think about the seating capacity of the car and also how comfortable it will be to travel. You will want to think about the comfort of the front and back passengers. You’ll need to also thing about things like the ability of the car when you are renting. Obviously, you are not going to rent a small car to go up into the mountains.

When you pick out the rental car and the rental company you may simply want to go with your cut feeling. If you don’t think that this is the perfect car for your family, then you may want to look at something else.

Drive Smart and Save on Your Car Insurance!

June 23, 2010 by  
Filed under Car Insurance

One tip you should follow to be able to get inexpensive car insurance rates is to shop around and compare policies from different insurance companies. Be careful in evaluating each policy because sometimes, rates for the same insurance policy can vary from one insurance company to another. So don’t sign up for an insurance policy because that’s the first one you’ve found or because you know the agent. Better get quotes first from several companies and study their policies carefully to find the lowest rates.

It is also a good decision to purchase your auto insurance from the company where you got your home insurance and other insurance coverage. Majority of insurance companies give a discount for more than one policy you get from them.

Aside from these two tips, you can also do something to save on auto insurance when you are behind your automobile’s wheel. It helps a lot to practice smart driving. This means obeying the laws and rules of the road. You must avoid getting a ticket for running a red light or for speeding as it will cause insurance price hike. Staying away from traffic violations will give you a clean driving record which significantly reduces your auto insurance premiums.

There are also cases when you will be offered to go to a driving school if you commit a traffic violation. This is helpful because taking a driving course considerably reduces points on your license which equals to lower rates on your auto insurance. So if you have traffic ticket, grab the opportunity to take the driving class offered to you.

You should also drive safely to avoid accident. Though there are times when an auto accident is inevitable or is caused by the actions of another driver or pedestrian, sometimes your own hasty actions result in a road mishap. So besides being smart, you should also be a safe driver all the time to lessen your chances of being involved in a road accident. Being accident-free dos help you save bucks on your auto insurance.

Another thing a smart driver does is to ensure his or her ride is outfitted with safety, security, and anti-theft devices. There are cars that already come equipped with such features. Each of these devices has particular discount on your insurance rates.

When purchasing a new vehicle, always consider your car insurance premiums. There are vehicle types and models that usually come with higher insurance price tags. For you to get auto insurance savings, ask first for a tentative auto insurance quote for various types of car and avoid models with very high rates.

Practical Solutions for Reducing Your Car Insurance Bill

June 20, 2010 by  
Filed under Car Insurance Tips

Did you know that over 35% of auto owners are overpaying on their auto insurance?  It’s true, which is why you should review your policy now and then and compare rates of other companies to make sure you are getting the best rate possible.  This is one of the easiest ways to reduce your car expenses!

Insurance companies are competing a lot these days due to one simple fact; the amount of cars and new drivers are constantly growing, meaning more insurance is needed. Some people insure 2 or even 3 cars through the same insurance company and aren’t aware that most companies will give an  additional discount for a multi car home and even if they don’t, there are plenty of other reliable companies that will give them a better rate.

There are several ways of saving hundreds of dollars from your annual premium. The first step is getting a quote. Filling out a quote should be done correctly and the cheapest and fastest way to get free quotes is online. There are organizations which provide unbiased services helping you compare 100’s of bids from different auto insurance companies with filling out just one form.

Ways To Save

The following are a few tested strategies you can apply for saving $300 – $500 from your premium. The more tips you apply the more you can save, believe it or not saving couldn’t be easier:

Raise your deductibles

Reduce coverage on older cars

Compare male and female as main drivers

If you haven’t had an accident – negotiate a discount

Take a defensive driving course and let the insurance company know that you have.

Install anti theft devices

Ask for a discount if you have more than one type of insurance from the same company

Check for low mileage discounts

So as you can see, there are many ways you can save money on your car insurance all it takes is a little initiative and research.

Top Car Insurance Tips

June 18, 2010 by  
Filed under Car Insurance Tips

You can get a quote with over 40 car insurers if you input your details into a good car insurance broker’s website. You’ll only need to give your details once. Call the insurer with the quote to check exactly what is and isn’t covered.

If you have a garage, then you’ll save by keeping your car there overnight. You’ll also make savings if you can keep your car on a driveway. This is because there is more chance your car being broken into or vandalized if it’s kept on the road.

Give your insurer an accurate picture of how many miles you drive each year – you will save if you travel less.

Get married! Men under 30 pay more if they’re not married – it’s just the excuse your girlfriend is looking for!

Under 25’s pay more, but you can get lower premiums if can put a driver over the age of 25 with a good driving record on your policy as a named driver. That person must be under 60 though, as premiums rise again at that age.

Agreeing to higher deductable (the average cost is $250) will help lower your premiums. If you have an older car your insurance rates will be lower than say a newer car or even a sporty car.

Watch your speed, most insurance companies will let you get away with a single speeding ticket but if you repeat the offence then your premiums will sky rocket.

Satellite navigation in your car will lower your premiums. Insurers have found that people concentrate more on their driving and less on trying to find their way have fewer accidents.

It’s a good idea to have an some type of anti theft alarm not just because it could help keep your car from being stolen, it could also save you up to 10% on your car insurance. Also check on a multi-car discount, or even having your house insurance and car insurance with the same company!

5 steps to find the cheapest car insurance deal

June 18, 2010 by  
Filed under Car Insurance Tips

Owning and driving a car means being responsible for yourself and others.

Car Insurance protects motorists and drivers against liability in the event of accidents they or others may cause. It can also provide coverage for the motorist’s own vehicle and if the accident is their fault, it can cover the other motorist’s vehicle as well.

Many different types of coverage are available, ranging from full coverage which usually covers anyone driving your vehicle and all those involved in the accident to third party coverage which protects individuals against liability should they injure a third party or cause damage to a third party’s property, but does not provide any coverage for the individual’s own vehicle or property, to comprehensive coverage, which can offer protection for accidental damage, theft, fire damage as well as liability towards third parties.

5 steps to follow to find the cheapest deal:

STEP 1: Deductable

Voluntary deductable – the easiest way to cut your insurance premiums is to accept a higher deductable.  An insurer’s standard deductable may be $250; but if you decide on a higher deductable, say $500, you’ll see a reduction in your premium.  This is because you are less of the risk so you get a discount by your insurance company.  This however is a gamble, you should be aware though that you will be responsible for the first $500 of any claim, even if that means a broken window from someone trying to break in.  In the long run though, it usually pays off, for instance, if you were in an accident that caused say, $2500 in damage, you would only pay the first $500 and the insurance company would pay the rest. The money you save on your policy payment would you have a lower deductable is well worth it!

STEP 2: Anti Theft

Many insurance companies will give you a discount if you have an anti theft device on your vehicle. This is especially true if you are living in a high-risk area which is known for car thefts or break ins. Check with the insurance company to see which types of anti theft devices are considered for a discount.


Adding a driver to your policy can increase or reduce your premiums depending upon the driver’s age, sex and driving record. In most cases adding a young driver will increase your premiums. However, adding a driver over 30 with a long and clean driving record can cut premiums, particularly if the driver is a female.


How you use your vehicle can also determine the cost of your policy. For example, if you only use your vehicle for pleasure, and only drive an average of … miles per year (determined by your insurance company) the cost of your policy will be lower than say, if you use your car for business or going back and forth to work therefore putting on more mileage and being on the road more often, which puts you at more risk for an accident.


Shopping around for the best rate is imperative in this economy.  You should know that the car you drive can also have a big impact on how much your insurance policy will run.  A sporty more expensive car is going to cost much more than an older more common model, so something to keep in mind when purchasing a vehicle.  Use the internet to do some comparison shopping for different insurance companies and with a little work and effort you should find the best policy for you.